> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payhub.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Applications Overview

> Manage prospective merchant applications through the sales pipeline

Applications represent merchant applications in progress. An application captures everything needed to underwrite and board a new merchant — business details, ownership, pricing, equipment, and e-signatures. Once approved, an application is transitioned into an active merchant record.

## Lifecycle

Applications move through a configurable pipeline of statuses:

* Use [Transition status](/api-reference/leads/transition-lead-status) to move an application to a new pipeline stage.
* Use [Submit for review](/api-reference/leads/submit-lead-for-review) to send an application to underwriting or compliance.

## What's included

| Endpoint                                                                         | Description                                                         |
| -------------------------------------------------------------------------------- | ------------------------------------------------------------------- |
| [List applications](/api-reference/leads/list-leads)                             | Retrieve a paginated list of applications                           |
| [Create application](/api-reference/leads/create-lead)                           | Create a new merchant application                                   |
| [Get application](/api-reference/leads/get-lead)                                 | Retrieve a single application by ID                                 |
| [Update application](/api-reference/leads/update-lead)                           | Update an existing application record                               |
| [Delete application](/api-reference/leads/delete-lead)                           | Permanently delete an application record                            |
| [Transition status](/api-reference/leads/transition-lead-status)                 | Move an application to a new status in the pipeline                 |
| [Submit for review](/api-reference/leads/submit-lead-for-review)                 | Submit an application for underwriting or compliance review         |
| [Get MID](/api-reference/leads/get-lead-mid)                                     | Retrieve the assigned merchant identifier once boarding is complete |
| [Update risk profile](/api-reference/leads/update-lead-risk-profile)             | Update the application's risk classification                        |
| [Get service acceptance](/api-reference/leads/get-lead-service-acceptance)       | Retrieve service terms acceptance status                            |
| [Update service acceptance](/api-reference/leads/update-lead-service-acceptance) | Update service terms acceptance                                     |
| [Decrypt sensitive data](/api-reference/leads/decrypt-lead)                      | Decrypt a protected field (SSN, bank account, etc.) on demand       |