> ## Documentation Index > Fetch the complete documentation index at: https://docs.payhub.com/llms.txt > Use this file to discover all available pages before exploring further. # Overview > Manage merchant applications through the full underwriting and boarding workflow Applications capture everything needed to underwrite and board a new merchant — business details, ownership, pricing, equipment, and e-signatures. Once approved, an application is transitioned into an active merchant record. Add and manage business location addresses for an application. Initiate Clear identity verification sessions and retrieve verification status. ACH funding account details with field-level encryption and decryption. Attach, retrieve, update, and delete supporting documents on an application. Manage terminal hardware, deployment orders, gateway configuration, and file build types. Track referral and campaign sources and associate them with individual applications. Create and manage merchant applications through the full boarding pipeline. Add and manage internal collaboration notes on an application record. Configure pricing items, packages, and conditional pricing rules for an application. Capture beneficial owners and signers with encrypted SSN and date-of-birth support. Create and verify e-signature sessions for MPA agreement delivery.